There are two different types of mortgage loans available. Fixed rate loans and variable rate loans. The fixed rate loan is secured with an interest rate that never changes, unless you refinance the loan.
With fixed rate loans you have the choices of 30 year, 15 year, biweekly and convertible loans. Some banks may offer 25, 20 or 40 year loans, but your interest rate will rise with the longer term loans. With bi-weekly loans you pay half a monthly loan payment every two weeks which can cut your loan by a great many years. With a convertible loan you will have the option of changing your interest after some time.
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